Privacy Policy

AskMeHow.Life ("we," "us," "our") is committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, store, and share your information when you visit askmehow.life or submit a form on our website.

1. Information We Collect

We collect information you voluntarily provide when you fill out a contact form, newsletter signup, or consultation request. This includes:

• Personal Identifiers: First name, last name, email address, phone number
• Address Information: Street address, city, state, ZIP code (when provided)
• Financial Context: State of residence, product interests, and any information you share in the message field
• TCPA Consent Record: Whether you checked the TCPA consent checkbox, the exact timestamp of submission, and your IP address at the time of consent
• Technical Data: IP address, browser type, operating system, referring URL, pages visited, and time spent on the site
• Device Information: User agent string, screen resolution (where technically available)

We do not collect Social Security Numbers, financial account numbers, or payment card information through our website.

2. How We Use Your Information

We use the information we collect for the following purposes:

• Consultation Scheduling: To contact you and schedule a free, no-obligation insurance consultation as requested
• Follow-Up Communications: To respond to your inquiries and provide information about products or services relevant to your stated interests
• Newsletter Delivery: To send The Wealth Protection Briefing if you subscribe
• Compliance Records: To maintain records of TCPA consent, including timestamp and IP address, as required by federal and state law
• Service Improvement: To analyze how visitors use our website, identify technical issues, and improve our content and user experience
• Legal Compliance: To comply with applicable insurance regulations, state licensing requirements, and record-keeping mandates

3. Consent to Contact

By submitting any form on this website, you explicitly consent to be contacted by AskMeHow.Life by phone (including calls to mobile phones), text message (SMS/MMS), and email at the contact information you provided.

This consent applies even if your phone number is listed on a national or state Do Not Call registry. You understand this is not a condition of purchasing any insurance product or service.

You may opt out of future contact at any time by:

• Replying STOP to any text message
• Clicking the unsubscribe link in any email
• Calling us at (704) 960-3247 and requesting removal
• Emailing info@askmehow.life with a removal request

4. TCPA Compliance

We comply with the Telephone Consumer Protection Act (TCPA), 47 U.S.C. § 227. When you submit a form, we record:

• The exact text of the consent disclosure presented to you at the time of submission
• The date and time of your submission (UTC timestamp)
• The IP address from which the form was submitted
• The URL of the page where the form was submitted

These records are retained for a minimum of 7 years in accordance with insurance industry compliance standards.

5. State-Specific Privacy Rights

Virginia — Consumer Data Protection Act (CDPA)

Virginia residents have the right to: (1) access personal data we hold about you; (2) correct inaccurate data; (3) delete your personal data; (4) obtain a copy of your data in a portable format; and (5) opt out of data processing for targeted advertising. To exercise these rights, contact us at info@askmehow.life.

New York — SHIELD Act

We maintain reasonable administrative, technical, and physical safeguards to protect your personal information as required by New York's Stop Hacks and Improve Electronic Data Security (SHIELD) Act. In the event of a data breach affecting New York residents, we will notify affected individuals as required by law.

North Carolina, South Carolina, and Georgia

While NC, SC, and GA do not have comprehensive consumer privacy statutes equivalent to GDPR or CCPA, we voluntarily apply GDPR-style data subject rights to all our clients. You may request access to, correction of, or deletion of your personal data by contacting us at info@askmehow.life.

General — GDPR-Style Voluntary Compliance

We voluntarily apply core GDPR principles to all client data regardless of jurisdiction, including data minimization, purpose limitation, and the right to erasure. We do not sell personal data to third parties.

6. Data Security

We implement reasonable technical and organizational security measures to protect your personal information, including:

• HTTPS encryption on all web pages and form submissions
• Encrypted database storage
• Access controls limiting data access to authorized personnel only
• Regular security reviews of third-party integrations

No method of electronic transmission or storage is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.

7. Third-Party Sharing

We do not sell your personal information to any third party.

We may share your information with:

• Insurance Carriers: When you request a quote or illustration, we share your name, age, state, and contact information with the applicable carrier(s) to prepare product illustrations
• Service Providers: Email delivery services (e.g., SMTP providers) who process data on our behalf under confidentiality agreements
• Legal Requirements: Law enforcement or regulatory bodies when required by law, subpoena, or court order

All carrier information sharing occurs only with your knowledge and in the context of the consultation you have requested.

8. Data Retention

We retain personal information for a minimum of 7 years from the date of collection, in accordance with insurance industry record-keeping requirements and applicable state insurance regulations.

TCPA consent records are retained indefinitely until superseded by an opt-out request, and even after an opt-out, we retain the record of the original consent for compliance purposes.

You may request deletion of your personal information (subject to any legal retention obligations) by contacting us at info@askmehow.life.

9. Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

This Privacy Policy was last updated in March 2026. We reserve the right to update this policy at any time. Continued use of this website after changes constitutes acceptance of the updated policy.